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A digital infrastructure for SGRT

The SGRT (Sovereign Gold Reserve Token) is a permissioned and traceable Non-Monetary Contractual Digital Instrument (NCNM), representing contractual rights backed by future gold production from the GOLDCONNECT project, as part of the National AXIS Program.

Vision

About WinstantGold

The Democratic Republic of the Congo possesses significant mineral and forest resources, representing major potential for its sustainable economic development. As part of its transformation strategy for 2030, the AXIS Program leverages digital technologies to unlock the value of contractual assets linked to natural resources.

WinstantGold implements a digital infrastructure designed to strengthen transparency, financial inclusion, and digital sovereignty in support of national development priorities. The platform facilitates the management, oversight, and operational monitoring of contractual assets while ensuring their traceability and compliance.

Led by the Social Fund of the Democratic Republic of the Congo (FSRDC) in strategic partnership with Phoenix Capital B.V., the AXIS Program relies on WinstantGold as its primary digital platform. This approach contributes to modernizing the responsible gold sector and strengthening the confidence of qualified stakeholders.

SGRT Sovereign Gold Reserve Token
SOVEREIGN GOLD RESERVE TOKEN

What is the SGRT?

The SGRT (Sovereign Gold Reserve Token) is a permissioned and traceable Non-Monetary Contractual Digital Instrument (INCNM) representing contractual rights backed by future gold production from the GOLDCONNECT project, in accordance with the governance framework and contractual provisions of the AXIS Program.

The SGRT constitutes neither legal tender, nor electronic money, nor a bank deposit, nor sovereign debt, nor a general-purpose payment instrument. Its classification, issuance, use, and—where applicable—conversion are governed exclusively by the applicable contractual provisions as well as by prevailing regulatory and compliance requirements.

Sovereign Gold Reserve Token - SGRT
Gold backing:
Each SGRT constitutes a contractual reference unit corresponding to one gram of future gold from the GOLDCONNECT project. It confers no immediate right to physical gold, no ownership rights over gold resources, and no claim against the State or its institutions. Its backing relies on future production, traceability, certification, reserve documentation, custody mechanisms (where applicable), and contractual conversion rules. The 4:1 prudential ratio and the SGRT/FCRT protection reserve reinforce this framework without constituting a public guarantee or a promise of return or liquidity.

Why SGRT ?
The SGRT is a contractual digital instrument designed to support the objectives of the AXIS Program. It contributes to the formalization of the responsible artisanal gold sector, the strengthening of the traceability of contractual assets, the improvement of the transparency of supply chains and the secure management of operations. The SGRT is intended exclusively for qualified or institutional participants under private, permissioned and documented allocations. It does not constitute an offering to the public, nor a public offering of tokens (ICO), nor a savings product. Its use is based on documented contractual assets, KYC/KYB procedures, compliance checks, audit systems and appropriate reporting. Unless there is a specific contractual provision and applicable regulatory authorization, no guarantee of price, yield, conversion, reimbursement, delivery, repurchase or liquidity is granted by the Program partners or public authorities. Conversion Any conversion of the SGRT remains subject to contractual provisions, actual production, certification procedures, compliance checks and applicable authorizations. No currency conversion, delivery of physical gold, reimbursement or liquidity is guaranteed.

Traceability and Governance:
The SGRT is designed to ensure the traceability, auditability, and control of the contractual rights it represents. The AXIS Program relies on mechanisms such as Proof of Production, Proof of Reserve, and Proof of Custody (where applicable), as well as reporting, control, and audit systems aligned with its governance framework. These mechanisms reinforce the integrity of the contractual assets and facilitate oversight in compliance with contractual, regulatory, and compliance requirements. Program governance is based on cooperation between the Social Fund of the Democratic Republic of the Congo (FSRDC)—the institutional sponsor—Phoenix Capital B.V. (strategic partner for the GOLDCONNECT and MACC initiatives), Winstant Ltd (responsible for digital infrastructure and technological, banking-financial, and compliance functions), and Winstant Group (which contributes to the conceptual, technological, and operational structuring of the WinstantGold ecosystem).

Environmental initiatives:
The FCRT is a distinct mechanism capable of supporting future environmental initiatives under the AXIS Program. Independent of the SGRT, its deployment remains subject to technical, contractual, regulatory, and compliance requirements. It guarantees neither return nor liquidity., rachat ni valorisation financière future quelconque pour ses détenteurs.
FRAWORK

Role of Winstant


As part of the AXIS Program and the agreements concluded with Phoenix Capital B.V., Winstant Ltd designs, develops, integrates, operates, and evolves the WinstantGold digital infrastructure, in accordance with applicable contractual and regulatory provisions.

Its missions cover in particular the management of the WinstantGold and MACC Pay platforms, the structuring of digital contractual instruments, tokenization architectures, smart contracts, proof mechanisms, digital identity services, KYC/KYB, compliance, fight against fraud, as well as reporting, auditing and interoperability functions with partners.Winstant Group contributes to the conceptual, banking-financial, technological and compliance structuring of the Program, with the possibility of integrating Trade Enabler according to applicable requirements.

The WinstantGold infrastructure, designed to be scalable and secure, handles the operational management of contractual digital instruments without constituting a currency, electronic money, a standalone payment system, or a distinct regulatory regime.

Hervé Lacorne – CEO, Winstant Ltd

Leadership


Hervé Lacorne is the driving force behind WinstantGold. With over 30 years of experience pioneering innovation in global payments and trade finance, Hervé is a recognized leader at the intersection of banking and decentralized finance.

  • Early Innovation: Creator of SwiftTrade®, one of the world’s first web-based trade finance platforms, later profiled by Microsoft.
  • Current Role: CEO of Winstant Ltd., developer of the MACC Pay platform and World KYC, bringing compliance and real-time digital identity to cross-border finance.
  • Mission with WinstantGold: To spearhead the first sovereign stablecoin program, combining ethical gold reserves and carbon credits to deliver financial inclusion and sustainability.
Hervé also advises governments on fintech and asset-backed crypto projects, always championing #BlockchainForGood: using decentralized technology only when it delivers compliance, fraud prevention, financial inclusion, and environmental benefits.

Hervé Lacorne
CEO, Winstant Ltd

winstant ltd

world kyc

MACC Pay


FraudTrack
FREQUENTLY ASKED QUESTIONS1

SGRT FAQs

The SGRT is linked to a backing architecture based on documented gold assets, future GOLDCONNECT production, traceability, certification, reserve documentation, and conversion procedures. It does not represent an immediate real right to physical gold.

The SGRT is a permissioned and traceable non-monetary digital contractual instrument.

It constitutes neither legal tender, nor electronic money, nor a bank deposit, nor sovereign debt, nor a general payment instrument.

No

The Program is based on a permissioned environment integrating:

  • KYC/KYB ;
  • LCB-FT ;
  • sanctions screening ;
  • jurisdictional restrictions;
  • whitelisting;
  • TrustSignal;
  • logging;
  • auditability;
  • reporting.
Compliance requirements precede any contractual transaction.

Some market solutions are backed by refined physical gold held in storage.

SGRT, however, is linked to future gold production under the GOLDCONNECT initiative and must not be presented as equivalent to a token representing a stock of immediately available physical gold.

SGRT must not be compared to a stablecoin, a digital currency, a deposit token, a security representing immediately deliverable refined gold, or an instrument backed by a sovereign financial guarantee.

The FCRT constitutes a distinct mechanism associated with certain future environmental initiatives.

It relies on the measurement, verification, certification, and registration of carbon credits.

No financial return, economic benefit, carbon credit, or liquidity is guaranteed.

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